Fixed Index Annuities Explained: Safe Growth, Guaranteed Income

Retire For Less With The Annuity Expert by Shawn Plummer

Episode notes

Looking for growth potential without risking your nest egg?

In this episode, we break down the ins and outs of Fixed Index Annuities (FIAs)—a powerful retirement tool that offers market-linked growth with protection from loss. You’ll learn:

  • 📈 How fixed index annuities grow your money without market downside
  • 🛡️ What makes them safer than stocks but more rewarding than CDs
  • 🔄 How crediting strategies work—and what affects your returns
  • 💸 Income riders, surrender charges, and liquidity rules explained
  • ✅ Who a fixed index annuity is right for—and who should avoid them

If you’re looking for predictable retirement income and growth without the rollercoaster of market volatility, this episode is your roadmap.

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