Did you know that the value of your annuity could change based on interest rate movements—even if it's fixed? In this episode, we explain the often-overlooked but crucial feature called a Market Value Adjustment (MVA) and how it can affect your returns.

You’ll discover:

• 📉 What a Market Value Adjustment is and how it works
• 💡 When an MVA could benefit you—and when it could cost you
• 📊 How MVAs are triggered by interest rate changes
• 🔐 Why some fixed annuities include them and others don’t
• 📆 What to consider before making early withdrawals

Understanding MVA can help you avoid surprises and choose the right annuity for your goals—especially in today’s fluctuating interest rate environment.

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