MVA Explained: Learn How Market Value Adjustments Affect Your Annuity

Retire For Less With The Annuity Expert by Shawn Plummer

Episode notes

Did you know that the value of your annuity could change based on interest rate movements—even if it's fixed? In this episode, we explain the often-overlooked but crucial feature called a Market Value Adjustment (MVA) and how it can affect your returns.

You’ll discover:

  • 📉 What a Market Value Adjustment is and how it works
  • 💡 When an MVA could benefit you—and when it could cost you
  • 📊 How MVAs are triggered by interest rate changes
  • 🔐 Why some fixed annuities include them and others don’t
  • 📆 What to consider before making early withdrawals

Understanding MVA can help you avoid surprises and choose the right annuity for your goals—especially in today’s fluctuating interest rate environment.

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Keywords
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