Is the 7% Rule the key to smarter investing—or a trap in disguise? In this episode, we break down the truth behind the “7% Rule” often promoted by financial advisors and annuity salespeople. You'll learn what the 7% really means, why it’s often misunderstood, and how it could impact your retirement strategy.

We’ll explain how fixed index annuities work, what a 7% compound roll-up rate actually is, and why it doesn’t mean you're earning 7% returns. Most importantly, we’ll show you how to spot misleading sales tactics—and what to look for instead if you want real, reliable growth and income.

✅ Decode the 7% Rule ✅ Know the difference between marketing and math ✅ Make smarter retirement decisions

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