Why Your 401(k) Is Losing Money in 2025 and What You Can Do About It

Retire For Less With The Annuity Expert by Shawn Plummer

Episode notes

Why Your 401(k) Is Dropping—and What to Do About It Before Retirement

Your 401(k) keeps slipping—even though you’re doing everything right. If you’re between 55 and 70 and retirement is on the horizon, market turbulence isn’t just frustrating—it’s dangerous. In this episode, we break down the real reasons your balance is dropping and what you can do right now to protect your savings.

Here’s what we cover:

  • How new tariffs and global politics are rattling markets
  • Why panic selling and overexposure to stocks could be hurting you
  • The silent cost of high-fee mutual funds
  • Why rebalancing and backup income plans matter more than ever
  • How annuities and insurance can lock in income—regardless of market performance

Don’t ride out the storm without  ... 

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