Balancing parenthood, debt, and savings is tough—especially when living in an expensive area with little to no financial cushion. With a baby on the way and maternity leave approaching, how do you tackle credit card debt, build an emergency fund, and start securing your child’s future?

In this episode, we cover essential steps to stabilize your finances before and after your baby arrives, including:

✔ Paying off high-interest debt before maternity leave

✔ Building a short-term savings fund for unpaid leave

✔ Cutting expenses without sacrificing necessities

✔ Exploring side income options for extra cash

✔ Starting a 529 college savings plan or a college savings life insurance policy

✔ Getting term life insurance to protect your family’s future

✔ Prioritizing retirement savings once debt is und ...