In this episode, we explore the critical concept of sequence of returns risk and why it can have a major impact on your retirement strategy. Learn how the order of investment gains and losses can influence your portfolio during the withdrawal phase and discover strategies to mitigate this risk. We also dive into Fixed Indexed Annuities (FIAs), discussing their principal protection and guaranteed lifetime income features.

There’s no one-size-fits-all solution for retirement planning. Your goals, risk tolerance, and time horizon will determine the best approach. Partnering with experts like The Annuity Expert can help you navigate these decisions with confidence.

Questions answered:

• What is sequence of returns risk?
• How can FIAs protect against market downturns in retirement?