ISA vs Pension: Which Should You Use in the UK?

Both ISAs and pensions have tax benefits, but which is right for you?

In this episode, Vignes (Founder of Plouta) is joined by FCA-regulated financial adviser Joshua Shepherd to break down the pros and cons of each option, and when to use them.

We cover:

✅ When to choose an ISA over a pension and vice versa

✅ The current ISA allowance and different types available

✅ Is the Lifetime ISA still worth it?

✅ Pension tax relief explained, how it boosts your savings

✅ What happens if you need access to your money before retirement

Simple, practical advice to help you save smarter and plan for financial freedom in the UK.