Plan. Protect. Invest. — A Sgroi Lawley Podcast

Plan. Protect. Invest. — A Sgroi Lawley Podcast

by Sgroi Lawley Group, LLC

Season 1

Planning For Your Child’s Financial Future

How can you start investing for your child’s future? In this episode of Plan. Protect. Invest., Hayden and Matt explore several investment and savings options available for children, including Minor Roth IRAs, UTMA accounts, 529 plans, and the new Trump accounts. They discuss how each account works, eligibility and contribution requirements, and key considerations when deciding which options may fit your family’s goals. Whether you’re a new parent or simply looking to learn more about planning for the next generation, this episode provides an overview of the different options to consider when investing for a child’s future. Watch or listen to the full episode on YouTube, Apple Podcasts, and Spotify.

Understanding Personal Insurance: Coverage, Risk & Financial Planning

In this episode, we’re joined by Julie Dibb, Personal Insurance Account Executive at Lawley Insurance, for a conversation about personal insurance and how it may fit into an overall financial plan. Julie discusses today’s insurance market, including factors impacting home and auto insurance rates, when to review your coverage, liability considerations, and the role of umbrella insurance. We also discuss ways to reduce risk and considerations when reviewing and understanding your insurance policies as your circumstances change. Watch to learn more about personal insurance and key considerations when reviewing your coverage. Julie Dibb and Lawley Insurance are not affiliated with or endorsed by LPL Financial or Sgroi Lawley.

Understanding 403(b) Plans and Supporting Educators Through the Pencil Project

In this episode of Plan. Protect. Invest., we discuss 403(b) retirement plans and considerations for educators as they plan for retirement. Topics include how 403(b) plans work, the differences between traditional and Roth contributions, common retirement planning considerations, and how these accounts may work alongside pensions and Social Security. We also highlight Sgroi Lawley’s Annual Pencil Project Promotion, an initiative created to recognize and support educators throughout Western New York by providing classroom scholarships to help enhance learning opportunities for students.

Understanding Medicare Insurance

Healthcare is an important part of preparing for retirement, and understanding Medicare insurance can help make the transition less overwhelming. In this educational episode of Plan, Protect, Invest we’re joined by Michele Luthi, Medicare & Individual Health Consultant from Lawley Medicare Solutions. Watch as we discuss the basics of Medicare insurance, including eligibility, enrollment timelines, common questions, and general coverage options. We also explore how healthcare considerations can fit into broader retirement and wealth management planning, helping individuals better understand the factors that may impact their long-term financial picture.

What Should Business Owners Consider When Planning for Retirement?

In this episode, we are joined by Summer McKellar as we discuss retirement planning strategies for employers, the importance of preparing early for retirement, and how offering retirement benefits can support both business goals and employee retention. Listen to our latest podcast for an educational conversation on planning ahead as a business owner.

What Should Business Owners Consider Before Selling Their Business?

In this episode, our team breaks down key considerations including valuation, tax planning, and succession strategies to help support a smooth transition and long-term planning goals. Listen to our latest podcast to learn key steps in the process and how we can help you along the way.

Essential Tips for a Smooth Filing Season

In this episode, we discuss what you can still do before the tax deadline, including last-minute strategies to help make filing season smoother. We cover key opportunities around tax-efficient investing, capital gains, and the decision between Roth and Traditional IRA contributions. We highlight the steps you can take now to stay proactive and move forward with confidence.

When is it Time to Talk to a Financial Planner?

In this episode, we discuss key moments on when it's advisable to reach out to a financial planner, such as marriage, divorce, retirement, starting a business, or receiving an inheritance and how thoughtful planning can bring clarity during life’s transitions. We highlight the milestones where working with a financial planner can help you move forward with confidence.

Setting Your 2026 Financial Plan: A New Years Check In

Welcome to our second podcast episode. Today, we take a look at what to review as you set your 2026 financial plan. The conversation focuses on key areas to consider at the start of the year and how small check-ins can help keep your goals on track. Featuring insights from advisors Matthew McAnulty, CFP®, EA, Matthew Clouden, and Hayden Mumbach.

One Big Beautiful Bill

Welcome to our first podcast episode! Today, we’re breaking down the One Big Beautiful Bill and taking a deep dive into what it means for individuals and families. Featuring insights from advisors Matthew McAnulty, CFP®, EA, Matthew Clouden, and Hayden Mumbach.