Recently, Silicon Valley Bank (SVB), one of the top 20 banks in the United States, collapsed and declared bankruptcy. After the Silicon Valley Bank "thunderstorm" incident, not only were global depositors worried about the collapse of the banking industry, but it also caused a wave of commotion among Chinese biotech companies.This is also because, according to Silicon Valley Bank’s previous financial report, 12% of Silicon Valley Bank’s deposits belong to the healthcare and biotechnology industries, and many of these companies are start-ups.