What a Credit Score Measures and What It Does Not

A credit score can look like a grade attached to a person. That is a misleading picture. The score is not a grade for character, intelligence, income, or financial worth. Inside this episode: - Report First, Score Second - What The Model Looks For - Why You Have More Than One - How Businesses Use The Number - What The Score Does Not Measure Sources include the references linked below. Sources and further reading: - [CFPB, What is a credit score?](https://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-score-en-315/) - [CFPB, Understand your credit score](https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/understand-your-credit-score/) This episode provides general financial education, not personal financial, investment, tax, legal, credit, or insurance advice. Products, rules, and individual circumstances vary. Follow Money Mechanics for more plain-language explanations of everyday finance.