This will likely be the last episode of 2025. I start with a car accident story, followed by another setback I had recently. Both incidents have me slowing down and reassessing how to navigate the day-to-day with limited mobility. It’s been a frustrating finale to '25. But I'm hopeful 2026 is going to be lit like New Year's celebrations in Germany back before Islamic terrorists they imported caused them to cancel festivities.

In this episode, I pick back up with Morgan Housel’s The Art of Spending Money, keeping the focus broad and practical. The discussion centers on how money decisions are deeply emotional, how status-chasing erodes happiness, and why independence, flexibility, and peace of mind matter far more than looking ric ...