Episode 24: Signing the divorce decree doesn't mean all financial bonds have been broken. Tracy says that it's imperative to make a clean break on joint accounts, update beneficiary designations on retirement accounts, insurance policies and more, to get new health-care proxies and to update wills so that a former spouse isn't left in charge legally of key personal matters, and to make sure that your ex can't access new credit -- or revive old credit accounts -- in your name.