Season 1
Refi, Sell, or Stay... Oh My!
How Many Hands in the Mortgage Cookie Jar?
Conventional Loans
FHA Loans
VA Loans
Real Life Real Estate Horror Stories
Housing Affordability Fears
Reverse Mortgages and Retirement
So You Want to be an Investor
Join us on the latest episode of "Refi, Sell, or Stay... Oh My!" as we welcome back Stephanie Edison, a seasoned real estate agent from Keller Williams. In this insightful discussion, we delve into the important decision-making process of whether to refinance, sell, or maintain the status quo with your home. Exploring the two main types of refinances, namely rate and term and cash-out, we provide detailed explanations to help you make an informed choice. Stephanie also shares her expertise on determining the value of your home, emphasizing the limitations of relying on "zestimators" for accurate valuation. Tune in to gain valuable insights and guidance for navigating your real estate options.
In this episode of "How Many Hands in the Mortgage Cookie Jar," we delve into the intricate world of mortgage transactions and shed light on the numerous parties involved. With as many as 16 individuals working together, we uncover the roles played by each participant in making a real estate transaction happen smoothly. From the buyer and seller to the buyer's agent, listing agent, and transaction coordinator, we explore the contributions of these key players. Additionally, we highlight the significance of escrow/title agents, loan officers, loan officer assistants, processors, underwriters, and closers/funders in the mortgage process. Furthermore, we delve into the roles of appraisers, insurance agents, surveyors, and home inspectors, emphasizing their crucial contributions. Join us in unraveling the complexities of mortgage transactions and gain a deeper understanding of the collaboration required to facilitate successful real estate deals.
This is episode 3 of 3 in my mini series on different types of mortgages/loans. This week I'll be DEEP diving into Conventional (Fannie Mae & Freddie Mac) loans, and breaking out the episode into 4 easy segments.1) Types of properties that work with/for Conventional loans2) Fannie Mae & Freddie Mac guidelines on credit, income, and assets3) Unique features of Conventional loans4) Busting 5 different myths on Conventional loans
This is episode 2 of 3 in my mini series on different types of mortgages/loans. This week I'll be DEEP diving into FHA loans, and breaking out the episode into 4 easy segments.1) Types of properties that work with/for FHA loans2) FHA guidelines on credit, income, and assets3) Unique features of FHA loans4) Busting 7 different myths on FHA loans
This episode kick starts a mini 3 episode series where I DEEP dive into a specific type of mortgage (loan). This week's episode is all about VA loans, and I'm breaking it into 4 easy segments for you guys.1) Types of properties that work with/for VA loans2) Specific credit, income, and asset guidelines for VA loans3) Unique features of VA loans4) Busting 10 (that's right 10!) myths on VA loans
In today's episode I brought on a special guest, Anna Brown, realtor with Keller Williams. Anna and I share real life horror stories of things that can happen during the mortgage and home buying process, and we share ways to combat those things from happening to you! It's important to take ownership of your home buying experience so you get a fairytale ending, instead of turning into a nightmare.
Housing affordability fears seem to have gotten more pressing, especially over the last couple of years. The median home price in the U.S. has increased dramatically, along with rent, and couple that with inflation running a muck it's no wonder people are scared. How do you combat housing affordability and the fear that accompanies it? You take responsibility and control over your homebuying experience AND you get creative. In this episode I'm going to give you 5 different ways on how to be creative when housing affordability is an issue you're facing.
Sr. Loan Advisor, Todd Hanley, joins me for this episode to discuss reverse mortgages and how they can add value to your overall retirement plan. There are so many myths surrounding reverse mortgages and HECMs, but in this episode we're going to debunk those for you.
Real estate is the number 1 and the fastest way to wealth creation. So why wouldn't you want to be an investor? I think a lot of people shy away from real estate investing because they just don't know where to start. This is why I brought Jay Abrams, real estate investor and designer, on the show! To give all of you the tips and tricks to real estate investing.
In today's episode I'm going to go through 6 different ways your credit impacts your mortgage...1) Minimum credit score requirements2) Credit Karma vs. mortgage companies3) How do mortgage companies determine your credit score?4) How does your credit impact your interest rate?5) How do collections and charge-offs hurt your mortgage process?6) How do disputing accounts effect your mortgage?... and 6 different tips on how to fix your credit. You'll have to listen to the podcast to get all the details.