BREAKING: $90,000 Down Payment Assistance Just Released in Ramsey County (First-Gen Buyers)

A major opportunity just hit Ramsey County—and it could change the game for first-time and first-generation homebuyers.

In this special immediate-release episode, Estrella Carter (Realtor & Certified Home Stager, The House Lady) sits down with trusted lender Lance Elliott of Frandsen Bank & Trust to break down the newly released down payment assistance program offering up to $90,000.

This is not a future program—this is happening right now, and timing matters.

In this episode, we cover:

• What this new Ramsey County program is and why it’s a big deal
• Who qualifies as a first-generation homebuyer
• Income and eligibility guidelines
• How the $90,000 can be used (down payment, closing costs, etc.)
• What buyers should do immediately to take advantage of this opportunity
• Why working with the right lender + Realtor matters right now

If you’ve been thinking about buying—or thought you couldn’t—this could be your moment.

📲 Connect with Lance Elliott for financing 📲 Connect with Estrella Carter to start your home search

Let’s get you home.