What will you do if your rent goes up, if your house payment goes up because your property taxes is costing you more money. You don't have to quit your job but add income to your wallet. You can create a business on the drop of a dime. A business license is NOT required before you get started, you can make money and then apply for a license. One thing you have to do is list the date you started your business and most of the time is this case, it is a prior date. As I mentioned earlier in the year, some states offer free business licenses.