Retiring With more than R30 Million: The Tax Plan No One Tells You About

Retiring with R30 million sounds like financial freedom. But how you structure that wealth can make an enormous difference to the tax you pay.

In this episode, Hardi Swart uses the fictional story of Sam and Mary to explore tax-efficient retirement planning in South Africa.

We unpack cash and interest income, local and offshore tax wrappers, sinking funds, retirement annuities, living annuities, disallowed retirement contributions and Section 10C.

Because building wealth is only part of the journey. How you structure, use and eventually transfer it matters too.

Educational content only. Not personal financial or tax advice.