Student Loans And The One Big Beautiful Bill

If you or your child plans to borrow federal student loans for college in the future, things are about to change in a big way. The new law, often called the One Big Beautiful Bill, makes some of the biggest changes to student loans in decades.

These new rules mostly apply to loans starting on or after July 1, 2026, so current students may still have time under the old system. But families with younger students need to prepare now.