Banking While Broke: Navigating a System Built Against You

Millions of Americans are penalized by the very banks meant to serve them—through overdraft traps, minimum-balance fees, and invisible barriers like ChexSystems. This episode exposes how conventional banking profits from low-balance customers and offers practical strategies to escape the fee cycle. Listeners learn how fintech tools, credit unions, and second-chance accounts can help build a banking relationship that works for them instead of against them.