Māori Millionaire Podcast

Māori Millionaire Podcast

di Te Kahukura Boynton

Investimenti Miglioramento personale

When Money Feels Heavy: A 5-Minute Pep Talk

If money feels heavy right now — this episode is for you. This is a short, grounding pep talk for the days when you’re tired of thinking about money, tired of trying, and tired of feeling like you should be further along. In this episode, I share 10 reminders I come back to when money stress is loud — not advice, not tactics, just perspective to help you get through the hard season. We talk about: Why struggling doesn’t mean you’ve failed Why stability matters more than looking successful Why slow progress still counts Why rest is part of the plan Why this season isn’t the end of your story This isn’t hustle culture. It’s not “think positive and manifest”. It’s reassurance, compassion, and steadiness — for when you need it most. 🎧 Listen when money feels like too much.

How I Saved a 6-Month Safety Net (And Why It Matters More Than You Think)

six-month safety net isn’t flashy — but it’s one of the most powerful things you can do for your money and your nervous system. In this episode, I break down why a proper safety net matters more than investing early, how it reduces stress and increases options, and exactly how I built mine in a realistic, non-perfect way. We cover: What a safety net actually is (and what it’s not) Why six months creates breathing room and choice How a buffer protects you from debt, panic, and burnout The step-by-step way I saved mine — slowly and honestly Why safety changes how you make decisions, not just your bank balance How to start even if you feel like you’re “too far behind” This episode isn’t about discipline, deprivation, or hustling harder. It’s about stability, dignity, and giving yourself time when life happens. If you’re living one bill away from stress — or constantly dipping into savings — this episode is for you. 🎧 Listen now. JOIN MY EMAIL NEWSLETTER Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

Do Looks Affect Your Income? What the Research Actually Shows

Do people who are seen as “more attractive” actually earn more money? In this episode, we dig into the research behind appearance-based pay gaps — what the data says, how big the effect really is, and why it shows up in hiring, promotions, and income over time. But we don’t stop at the numbers. We unpack how ideas of “attractiveness” and “professionalism” are not neutral, and how they’re shaped by race, class, gender, and colonisation. We talk about the extra pressure Indigenous people often face to look and behave a certain way just to be taken seriously — and how judgment around appearance can quietly affect income, confidence, and opportunity. In this episode we cover: What the research says about attractiveness and earnings How bias shows up in hiring, pay, and promotion Why “professionalism” often reflects dominant cultural norms How Māori and other Indigenous communities experience added scrutiny Why this isn’t about self-worth — it’s about systems How to think strategically about money and stability without erasing yourself This isn’t about beauty tips or telling people to change how they look. It’s about understanding bias, naming the reality, and building financial options in a world that isn’t neutral. 🎧 Listen now. JOIN MY EMAIL LIST

How to Invest $1,000 in New Zealand (and get guaranteed FREE money)

If you had $1,000 to invest in Aotearoa, where could it actually go? In this episode, we break down KiwiSaver as an investment — not just a savings account — and explain why it’s often the smartest, lowest-stress place to start for most people in New Zealand. We cover: How KiwiSaver actually invests your money Why employer and government contributions are literally free money How to think about risk tolerance and time horizons Choosing the right fund for your real life (not your ideal one) Common mistakes people make with KiwiSaver Why boring, consistent investing usually wins This episode isn’t about hype, stock picking, or getting rich quick. It’s about understanding the system, not missing out on what you’re entitled to, and making steady progress over time. If you’ve ever felt confused about KiwiSaver or unsure where to start with investing, this episode will help you get clear. 🎧 Listen now. JOIN MY EMAIL NEWSLETTER NOW Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

How to Quickly Make Money Selling Second-Hand Stuff

Need extra money — fast? Before you start a side hustle, there’s a simpler option most people overlook: selling the stuff you already own. In this episode, I break down exactly how to make money selling second-hand items — from clothes and tech to furniture and random household gear. I share what actually sells, where to sell it in Aotearoa, how to price things properly, and how to turn unused stuff into real cashflow. This isn’t about hustle culture, flipping full-time, or becoming a reseller. It’s about stabilising your finances, building an emergency fund, and creating breathing room — without shame or gimmicks. If you’re feeling stretched, stuck, or behind with money, this is a practical place to start. 🎧 Press play if you want: • Quick cash without starting a business • Realistic money advice that works in NZ • A grounded way to improve cashflow Share this with someone who needs money support — not judgement. JOIN MY NEWSLETTER

How Brand Partnerships Actually Work (And How to Get Paid as a Content Creator)

Brand partnerships aren’t about being famous — they’re about trust, alignment, and influence. In this episode, I break down how brand partnerships actually work for content creators, including what brands look for, why follower count matters less than you think, and how to position yourself for paid partnerships — even if you have a small audience. We cover: What a real brand partnership is (and what it isn’t) Why most creators never get brand deals The three things brands care about when choosing creators How to position your content so brands approach you How to pitch brands professionally (without sounding desperate) Common mistakes that ruin your chances of getting paid This episode is for creators who want to build sustainable income, protect their audience’s trust, and work with brands that actually align with their values. 🎧 Listen now and learn how to turn your platform into a business — without selling out. Subscribe to my newsletter

How to Increase Your Income in 2026 (Without Burning Yourself Out)

If budgeting harder hasn’t changed your situation, this episode is for you. In this kōrero, I break down realistic ways to increase your income in 2026 — starting with low-effort options that don’t require much time or skill, and moving all the way through to side hustles and starting a business. We talk about income in layers, not hustle culture. I share: simple ways to increase income quickly (like selling things you don’t need) how I saved my first $1,000 emergency fund by selling an iPad, handbags, and branded clothes low-time options like having a boarder or monetising what you already have skill-based income ideas that don’t require working more hours when side hustles make sense — and when they don’t why starting a business isn’t the goal, just one possible outcome This episode is about matching income strategies to your real life, energy, and capacity — not doing more for the sake of it. No “just work harder” advice. No overnight success stories. Just practical, grounded ways to earn more money without burning yourself out. SUBSCRIBE TO MY EMAIL NEWSLETTER Disclaimer: This episode is not financial or career advice. I’m sharing personal experiences and general frameworks only. Always seek personalised advice for your own situation. If you’re looking for calmer, smarter ways to improve your finances in 2026, this episode will give you a place to start.

I’ve Tried Everything to Make Money. Here’s What Actually Worked (and Didn’t)

I’ve tried a lot of ways to make money. As a kid, I sold second-hand pens. I did gardening, babysitting, and mowing lawns. I worked minimum-wage jobs, dropped out of school, went pine planting, and stacked jobs while broke at uni. I joined a pyramid scheme (without realising), lost money in forex, almost joined another one — and eventually became self-employed. In this episode, I walk through every way I’ve tried to make money, in chronological order, and share the real lessons each stage taught me — about work, systems, leverage, risk, investing, and why effort alone doesn’t always lead to security. We talk about: what minimum-wage jobs actually teach you about money why “work harder” advice often misses the point how pyramid schemes and get-rich-quick ideas really hook people why slow, boring investing mattered more than fast wins how trying lots of things doesn’t mean you’re failing — it can mean you’re learning This episode isn’t about flexing or hustle culture. It’s about learning money through lived experience, mistakes included. Disclaimer: This episode is not financial advice, career advice, or therapy. I’m sharing my personal experiences and the lessons that worked for me. Always seek personalised advice for your own situation. If your money journey has felt messy, non-linear, or confusing — this kōrero is for you. JOIN MY FREE NEWSLETTER

The Truth About Triggers, Money, and Being Māori: Why Being Triggered Around Money Is Trying to Teach You Something

Have you ever been triggered by someone online — especially around money, success, or confidence — and couldn’t quite explain why? In this episode, I unpack what triggers actually are (from a psychology and nervous-system perspective) and why they show up so strongly around money and identity. I share a personal story about being triggered by a Pākehā creator online, and how sitting with that discomfort helped me uncover a deeper belief I’d been carrying — that being Māori might mean success isn’t meant for people like me. We talk about: what triggers really signal (and why they’re not a personal failing) how identity and inherited beliefs shape our money behaviours why logic and budgeting alone don’t fix self-sabotage how triggers can quietly influence earning, risk-taking, and confidence practical, evidence-based ways to work with triggers instead of avoiding them This episode isn’t about blaming yourself or “thinking positive.” It’s about understanding the deeper stories that shape how safe we feel with money — and gently rewriting the ones that no longer serve us. Subscribe to my email list Disclaimer: This episode is not financial advice and it’s not therapy. I’m sharing my lived experience and the tools that have worked for me. For your own situation, always seek personalised financial or mental health support. If you’ve ever felt conflicted about money, success, or visibility — especially within a Māori context — this kōrero is for you.

The Truth About Money No One Warns You About

We’re often told that more money will fix our stress, our habits, and our lives. But what if money doesn’t change who you are — it exposes what was already there? In this episode, I unpack why pay rises, bonuses, Lotto wins, and sudden wealth so often fail to create stability — and why money tends to amplify existing habits, values, and systems instead of fixing them. We talk about: Why earning more doesn’t automatically create financial peace How money removes friction and reveals behaviour Why some people feel calmer with less, while others feel stressed with more The difference between income, wealth, and real stability And why systems and self-awareness matter more before the money comes This isn’t a mindset episode and it’s not about blame. It’s a grounded look at how money interacts with psychology, power, and identity. If you’ve ever thought “once I earn more, things will settle” — this episode will help you understand what actually needs to change first. 🎧 Listen if you want money to support your life, not expose your weakest points. SUBSCRIBE TO MY EMAIL LIST Disclaimer: I am not a qualified financial advisor. The information contained on this website and in my training is for general information purposes only. Any reliance you place on such information is strictly at your own risk. It is not intended to constitute legal or financial advice and does not take your individual circumstances and financial situation into account. As always, please seek assistance from a trusted financial adviser, legal or other professional advisor before making any financial decisions or investments. Further, nothing on this site or in my training is, or should be taken as, an offer, invitation or recommendation to buy or sell any investment or product represented without first obtaining professional advice regarding its appropriateness to your personal circumstances.

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