In today's episode, we’ll be focusing on two key pillars of financial security for Canadians: the Canada Pension Plan (CPP) and Old Age Security (OAS).

Understanding these government benefits is essential for building a comprehensive retirement income strategy, and I’m here to break it all down for you.

We'll explore how CPP contributions work, how your contribution history impacts your benefits, and the flexibility you have in timing your benefits.

We'll also touch on OAS eligibility, the clawback mechanism, and how additional support can help low-income seniors.

Introduction to Retirement Planning (00:00:00)

Understanding CPP (00:01:03)

CPP Funding and Management (00:02:06)

Investment Strategy of CPP (00:03:13)

CPP Payouts  ...