Episode notes
🚨 Truth Bomb: 7 out of 10 iPhones in India are bought on EMI.
Not luxury. Not affordability. Just pressure.
For many young Indians, the iPhone isn’t just a phone — it’s a status symbol, a social signal, and often… a debt trap.
Here’s the tough question nobody asks:
👉 What if instead of swiping that EMI, you invested the same money?
– In 5 years → ₹2.6L
– In 10 years → ₹4.6L
Meanwhile, your iPhone? Outdated in 2.
⚡ Luxury today can cost you freedom tomorrow.
💡 Smart playbook to buy guilt-free:
1. Delay gratification — save first.
2. Buy older models smartly (13/14 > 15 Pro Max).
3. Use no-cost EMI only if you must.
4. Build an emergency fund before splurging.
5. See it as a tool, not a trophy.
At the end of the day — Do you want an iPhone, or do you wan ...