In this TGIF Two Girls Investing Friday episode, Jess & Colleen chat about lingering winter weather and concerns about snowmelt flooding. They share embarrassing money stories, including late-night postpartum purchases, which leads into a discussion on how small app charges and forgotten subscriptions can add up. They recommend regularly reviewing phone subscriptions and note that companies may refund accidental renewals. They also discuss saving money through meal planning, highlighting the Mob app that builds grocery lists from selected recipes, and mention online grocery shopping for budget control. Finally, they address recent market volatility tied to disrupted oil supply during a war in Iran, emphasizing long-term investing, dollar-cost averaging, buying opportunities during corrections, mindset and language shifts ("down" vs. "lost"),  ...