track your finances

• you can do this manually or through an app like mint

separate into categories of

• needs

  • rent

  • gas

  • food

  • implement scarcity in one or two categories here. it helps you dave, keeps you on track and humble. i always implement scarcity in food.

• wants

  • subscriptions

  • makeup and clothes

  • imagine these as dials. if you have the means, turn up dials that bring value to your life. turn down ones that don't

  • allocations for future//sinking funds

• diversify your income

  • one of my gigs that got me the bulk of my income in the spring is now way less $$ due to lack of demand and if I d ...