ECO, SCO & MCO Explained: What Ch...
ECO, SCO & MCO Explained: What Changed for 2027 (and Why Your Old Coverage May Be Wrong)

The Crop Insurance Podcast by Mike Rydell

Episode notes

The 2027 crop year brings the biggest shake-up to shallow-loss coverage since these products were created. Alex Offerdahl, managing partner at Watts and Associates and the architect behind ECO, is back on The Crop Insurance Podcast to walk through what's changed and what it means for your operation.

In this episode:

Why SCO now covers up to 90% and how that reshapes the ECO band

The 80% subsidy: why the government now pays $4 for every $1 you put in ECO participation nearly tripled last year — here's why growers jumped

Why buying up your individual coverage may finally make sense MCO (Margin Coverage Option) explained: input costs, price, and yield in one product

The two questions that decide MCO vs. ECO for your farm

Why Montana wheat growers should probably skip MCO this year (Alex explains the gap hi ... 

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