How To Get The Keys Podcast

by Raayshawn jeter

Season 1

How to Buy a House With $0 Down in 2026 | First-Time Buyer & Real Estate Investing Guide

Can you really buy a house with little—or even $0—out of pocket in 2026? In this episode of How to Get the Keys Podcast, Raayshawn Jeter sits down with real estate investor and mortgage professional Andrew Postell to break down what first-time home buyers and new real estate investors need to know before buying their first property. Andrew went from buying his first $50,000 house with no real long-term plan to building wealth through real estate and reaching a point where financial independence has given him something even more valuable than money: choices. In this conversation, we break down: 🔑 How some buyers may be able to purchase with very little or $0 out of pocket using eligible down-payment assistance and seller concessions 🔑 What credit score you may actually need to buy a house 🔑 Why a low credit score doesn't automatically mean homeownership is impossible 🔑 The 3 things lenders look at: income, credit and assets 🔑 How first-time home buyer and down-payment assistance programs work 🔑 How to use house hacking to start building a real estate portfolio 🔑 How Andrew bought his first property 🔑 His worst real estate deal—and what it taught him 🔑 His best real estate deal and how the pieces finally came together 🔑 What he would do if he lost everything and had to start over 🔑 How to find off-market real estate deals 🔑 Why new investors get misled by social media gurus 🔑 Why investors have to remove emotion from the numbers 🔑 The habits that eventually create financial independence 🔑 Real estate vs. the S&P 500 and why wealth is ultimately about creating choices 🔑 Why looking wealthy and actually BEING wealthy are completely different things Whether you're trying to buy your first home, repair your credit, become mortgage-ready or start investing in real estate, this conversation will help you understand what your next move should be. --- ABOUT THE GUEST: Andrew Postell is an experienced real estate investor and mortgage professional who has spent more than two decades learning, buying, financing and building wealth through real estate. 🔗 CONNECT WITH ANDREW: 📱 Instagram: @drewp4vp 🏠 Website & Mortgage Services: https://crosscountrymortgage.com/bedford-tx-4797/andrew-postell/ --- ABOUT HOW TO GET THE KEYS PODCAST: How to Get the Keys is about more than buying a house. We have real conversations about credit, homeownership, real estate, money, business and building wealth so everyday people can put themselves in position to get the keys. Subscribe for more conversations with real estate professionals, investors, business owners and people who have actually done it. ⚠️ DISCLAIMER: This podcast is for educational and informational purposes only and is not individualized financial, legal, tax, credit or mortgage advice. Loan programs, credit requirements, down-payment assistance, seller concessions and eligibility vary by lender, program, borrower and location. Speak with qualified professionals about your individual situation. #FirstTimeHomeBuyer #RealEstateInvesting #HomeBuying

S1 · E7

Sep 2, 2026

51:01

From India to Harvard to $100M: The CFO Secrets They Never Teach You | Nick Jain

He grew up living with his grandmother in India. His parents sacrificed everything to give him a shot at a better life. He went on to graduate with HIGHEST DISTINCTION from Harvard Business School — and then scaled THREE companies past $100 MILLION. In this episode of How to get the keys Podcast, I sit down with Nick Jain — Co-Founder of Eagle Rock CFO Services — to break down the financial strategies that Fortune 500 companies use that your business SHOULD be using right now. We talk about: ✅ How to know if your business is actually healthy (most owners don't know) ✅ The #1 financial mistake small business owners make over and over ✅ When to hire, when to wait, and when to walk away ✅ What private equity firms see that owner-operators completely miss ✅ How to use AI the RIGHT way in your business ✅ The difference between a bookkeeper, accountant, and CFO (and when you need each) ✅ First principles thinking and how it applies to scaling Whether you're doing $500K or $5M, this episode will change how you think about your money, your systems, and your growth. 🔥 Want Nick to review YOUR financials? Get a FREE 30-minute strategy call here 👇 👉 https://www.eaglerockcfo.com/ 📲 Connect with me — 👉 https://next-levelfunding.com/landing-page-nlf --- 🎙️ how to get the keys podcast drops weekly. Subscribe so you never miss a real conversation with real entrepreneurs sharing REAL strategies — no fluff, no filters.

S1 · E6

Feb 24, 2026

1:26:40

FROM EMPLOYEE TO CEO: THE COMPLETE ROADMAP

From Employee to CEO: The Complete 4-Level Roadmap Most people think starting a business makes them a CEO. Wrong. There are 4 distinct levels between employee and CEO, and 95% of people get stuck at level 2 (self-employed) working harder than they ever did at their job. In this video, I break down: ✅ The 4 levels: Employee → Self-Employed → Business Owner → CEO ✅ Why most people never escape self-employment ✅ The exact skills you need at each level ✅ How to transition from one level to the next ✅ What it really takes to become a CEO of a profitable business

S1 · E5

Jan 13, 2026

40:04

How I Went From a 500 Credit Score to Building a $500,000 Credit Repair Business

In this video, I'm going to break down my EXACT journey - the rock bottom moment, the breakthrough that changed everything, and the system I use today that took me from inconsistent $2,000 months to consistent $40,000+ months.

S1 · E4

Jan 30, 2026

1:02:07

5 Mistakes Killing Your Credit Repair Business (Why 95% Never Scale Past $10K/Month)

S1 · E3

Jan 14, 2026

1:06:22

Why you can’t get Clients consistently? (And How to Fix It)

Credit Repair Scale Training You're stuck at $5K a month because you don't have a SYSTEM. In this video, I break down exactly why you can't get clients consistently and the 3 things you need to fix to get clients every single week. I went from $0 to $500K in one year using the EXACT blueprint I'm sharing with you today. The Instagram DM strategy. The pricing model. The 10/80/10 system that lets me work 10-15 hours per week. If you're tired of the feast-or-famine cycle and ready to scale your credit repair business to $10K-$30K+/month, this is the video you've been waiting for. 🎯 TIMESTAMPS: 0:00 - Introduction 5:00 - The Problem: Why You Can't Get Clients 20:00 - The Solution: What Needs to Change 40:00 - The Path Forward: How to Implement 55:00 - Wrap-Up & Next Steps 📚 GET MY E-BOOKS: Download all 3 e-books and transform your finances: • Start Your Credit Repair Business • Fix Your Own Credit • Never Pay Bills Again 👉 https://link.me/profile/edit 🎯 JOIN MY FREE MASTERCLASS: Learn how to scale your credit repair business to $10K-$50K/month 👉 https://docs.google.com/forms/d/e/1FA... 💼 WORK WITH ME: Book a free strategy call to discuss scaling your business 👉 https://calendar.app.google/J6kGDSzff... 📱 CONNECT WITH ME: Instagram: @creditguyrjeter6 Podcast: The Mind Behind the Money 🔥

S1 · E2

Jan 14, 2026

1:15:35