Want to build wealth for your kids but feel stuck between 529 plans, UTMA/UGMA, and a custodial Roth IRA?

In this episode, Kristin sits down with Dee Komaromi, CPA (founder of Kids Money Academy) to break down the most common investing account options for kids—and how to choose based on what you actually want the money to do.

Inside, you’ll hear:

How Dee uses UTMA/UGMA as an “investing sandbox” (and why FAFSA + “kiddie tax” matters)

A simple allowance system kids can follow: save / spend / give / invest (plus a 100% match strategy that makes kids want to invest)

When a custodial Roth IRA is possible (and the key requirement: earned income)

The “hire your kids” play—what must be true so it’s legitimate and clean if you ever need to prove it

The new “T account” basics (what Dee shared, what’s known, and wha ...