Most people assume that if something happens to them, their spouse will automatically get all their assets.

But that may not always be true.

In this episode, I speak with Nikhil Varghese about estate planning for NRIs, especially when they have assets in India and abroad.

We talk about why nomination does not automatically mean ownership, how legal heirs are decided in India, what happens if there is no will, and why your spouse may not automatically inherit everything.

We also discuss why Power of Attorney cannot replace a will, why Indian assets can become difficult for families to access, and why NRIs may need separate wills for India and the country where they live.

Because estate planning is not just about legal documents.

It is about making sure your family can actually find, access, and transfer your ass ...