Welcome back to the dispute.ae podcast. I'm Paul, and this is Episode 15, the final episode in our series on developer-side disputes.

This episode is for buyers who have fallen behind on multiple instalments. Over time, missed payments, penalties, and additional charges can build into a balance that feels impossible to understand. The dispute is no longer about one payment—it's become a ledger.

The first thing to remember is that the developer's statement is their calculation, not necessarily the legally correct one. When arrears accumulate, small differences in how penalties are applied can grow into significant amounts. Penalties may be calculated from incorrect dates, applied more broadly than the contract allows, or even compounded where the contract doesn't p ...