"SaaS is dead." Satya Nadella said it on All-In in late 2024. Everyone laughed. Eighteen months later, Klarna went on the record — they fired Salesforce, fired Workday, and replaced them with Python scripts wired to Claude. ~$40M in annual SaaS spend. Gone. This episode breaks down what's actually happening to enterprise software, which layer is getting compressed, which layer is getting bigger, and what IT buyers should do Monday.

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📚 WHAT YOU'LL LEARN

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✅ What Nadella actually predicted vs what sounded absurd at the time

✅ The Klarna playbook — exactly what got replaced, and with what

✅ The 4 layers of every SaaS product (and which 3 are now commodity)

✅ Which SaaS categories are getting compressed (middleware, dashboards, generic CRM/HRIS) ...