Tuesday January 13, 2026

In today's episode, we cover the surf conditions at Ocean Beach, where waves reach six to eight feet with clean conditions and offshore winds. The best time to ride is at 3 PM with a low tide and favorable swell. San Francisco's weather remains sunny, with highs near sixty and clear skies expected through Saturday. Two major California insurers, CSAA and Mercury Insurance, will raise home insurance rates by an average of 6.9% and 8.2% respectively, citing inflation and catastrophe risks. In national sports, 49ers tight end George Kittle reassures fans after a torn Achilles tendon, while Mekhi Becton criticizes Chargers' offensive coordinator Greg Roman following a playoff loss. The Justice Department threatens the Federal Reserve with a criminal indictment over testimony from Fed Chair Jerome Powell, escalati ...