I Got a $4,800 Charge-Off DELETED...

I Got a $4,800 Charge-Off DELETED From a Credit Report (Step-by-Step)

It Pays To Have Good Credit by Christopher Stirgus
Aug 28, 2026
10:17

Episode notes

👉 In this episode you’ll learn: How I got a $4,800 charge-off deleted from a client’s credit report — step by step. In this video, I walk you through the exact process I used, what I looked for, how I approached the dispute, and what happened after the credit reporting agencies investigated the account.

If you’re researching how to remove a charge-off, how to dispute a charge-off, credit repair, credit report disputes, or how to get inaccurate information removed from your credit report, this video breaks down the process from start to finish.

In this video:

  • How I identified the $4,800 charge-off
  • What I reviewed on the client’s credit report
  • How I determined what to dispute
  • The dispute process, step by step
  • What happened after the investigation
  • The result and what you should look for on your own credit report

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