Managing money feels like a second job most of us never trained for. John Hall spent 30 years in healthcare finance at Kaiser, Stanford, and UCSF before founding ZenZone Money Management to help people take control of their financial lives—not by replacing their CPA or wealth manager, but by becoming the boots-on-the-ground partner who tracks the details, spots the surprises before they hit, and connects the dots between where you are and where you want to be.

In this conversation, John shares how his mother's dementia led him to this work, why the "4% rule" for retirement withdrawals doesn't apply to every situation, and what it actually looks like to help a family navigate the gut-wrenching decision between assisted living and independence.

In this episode:

• What a daily money manager does (and doesn't do) ...