In this unfiltered video, Shawn from The Annuity Expert answers the common question: Is an IRA an annuity? The short answer is no. An IRA is simply a tax-advantaged container designed to hold investments, while an annuity is an insurance contract designed to protect your principal and guarantee lifetime income.

However, Shawn explains exactly how you can place an annuity inside an IRA to create what is known as a "Qualified Annuity." By combining the two, you get the tax advantages of an IRA alongside the contractual guarantees of an insurance product. Shawn breaks down the different types of IRA annuities available on the market, from Multi-Year Guaranteed Annuities (MYGAs) that act like high-yield CDs, to Fixed Index Annuities (FIAs) that allow you to capture stock market growth with absolutely zero downside risk. Ultimately, he reveals t ...