In this video, Shawn Plummer from The Annuity Expert gives a candid breakdown of why a Guaranteed Lifetime Withdrawal Benefit (GLWB) is vastly superior to automated robo-advisor withdrawals. The candid truth? Robo-advisors withdraw money based on your account's market performance. If you have a $1 Million portfolio and take out 4%, you get $40,000. But if the market crashes like it did in 2008 and your account drops to $600,000, your 4% withdrawal shrinks to just $24,000!

Shawn explains why you should never leave your baseline retirement income exposed to market volatility. By using a Fixed Index Annuity with an Income Rider (GLWB), you secure a contractually guaranteed paycheck that can never go down, even if the market crashes or your account value drops to zero! Shawn also reveals how to attach an "increasing income" option to your contr ...