In this video, Shawn Plummer from The Annuity Expert gives a candid breakdown of a brilliant strategy that lets you kill two birds with one stone! If you have a large debt and a lump sum of cash, Shawn explains how you can use an annuity to completely automate your debt payments while securing a lifetime retirement income.

Because we are currently in a high-interest-rate environment in 2026, lending rates are high, but annuity payouts are the highest they have been since the 1990s! Shawn reveals the ultimate wealth hack: purchase an annuity today to lock in a record-high lifetime payout, and set that monthly income to automatically pay your mortgage. When lending interest rates eventually drop, you can refinance your debt to a lower payment, but your annuity payout stays locked at the high rate! Once the debt is fully paid off, you get to p ...