

The Smart Way to Fund Permanent Life Insurance
Retire For Less With The Annuity Expert by Shawn Plummer
E155
Apr 30, 2025
10:31
Episode notes
What if you could fund a permanent life insurance policy and generate guaranteed income at the same time? In this episode, we break down a smart strategy using a Single Premium Immediate Annuity (SPIA) to pay for a limited-pay whole or universal life policy. This approach allows you to automate premium payments, build tax-deferred cash value, and create a tax-free death benefit—all while receiving lifetime income. It’s a powerful option for those with a lump sum to invest who want long-term financial protection and flexibility. Tune in to learn how it works and if it’s right for you.
Keywords
retirement planning
life insurance
life insurance in estate planning
Money Tips
SPIA