Raising Kids in a World We Don’t Understand (Money, AI & The Long Game)
Half of us made our first major money decisions — student loans, credit cards, apartment leases — without a single lesson. And now we’re raising kids who tap a phone and think money is unlimited. That cycle ends here. In this episode, D.J. breaks down the real long game: teaching your kids about money at every age, navigating AI safety before it navigates them, and building the kind of thinking that the old playbook never covered. From the three-jar method to custodial debit cards to having the hard conversation about AI companion bots — this is the practical, no-fluff roadmap for parents who are still learning while they lead. What You’ll Walk Away With How to start money conversations with kids as young as preschool The three-jar method (and why most people do it wrong) Why your tween needs a supervised debit card before college The emotional side of money nobody talks about with kids What AI companion bots are doing to our children right now California’s 2026 legislation on AI products for minors Tools like Greenlight, GoHenry, Khan Academy AI, and Google Family Link Why adaptability matters more than the old “get good grades” playbook One thing to do this week that moves the needle Resources Mentioned Greenlight App — Kids’ debit card + financial literacy tools GoHenry App — Kids’ spending management and controls Khan Academy AI Tutor — AI-powered learning platform Google Family Link — Parental controls for Android Apple Screen Time — Parental controls for iOS Free Legacy Home Starter Kit — 🎁 https://haze-legacy-heights.kit.com Support the work - https://buymeacoffee.com/djlegacylab