You might not think it's a "thing," but it definitely can be. The CROSS-QUALIFICATION is when a buyer's preapproval by one lender is reviewed for legitimacy by another lender. This is because the majority of preapprovals from lenders for their buyers are NOT legitimate! (In this case, it's just a piece of paper claiming approvability, but there's no - or little -- data to legitimize it.) An unapproved buyer can create all sorts of problems for sellers, so their Listing Agents often (not often enough!) create requirements in the MLS to require buyer cross qualification processes.

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