Welcome to Mistake Monday on Real Easy Medicare with Al Kushner! In this episode, Al highlights the most common—and costly—Medicare mistakes from 40 years of experience, plus actionable prevention strategies.

Enrollment Errors

• Assuming automatic Medicare enrollment at 65 (you must actively enroll unless receiving Social Security)
• Delaying Part B with retiree insurance (not creditable; only active employer coverage, 20+ employees qualify)
• Skipping Part D when healthy (penalties apply for life when you eventually need coverage)

Plan Selection Blunders

• Choosing Medicare Advantage solely on zero premiums (check deductibles, networks, and total costs)
• Picking Medigap Plan F when Plan G offers similar coverage at lower cost
• Failing to review Part D ...