You've made a few rounds in property, maybe sold a unit or two, taken some profit off the table in stocks — and now you're sitting on $3 million in cash. What do you actually do with it?

In this episode of The Resale Room, Harvey Chia is joined by co-hosts Viv Yeow and Teng Tan for a roundtable on a dilemma that's far more common than most people think. Not a hypothetical — the exact situation clients walk in with after they've done well. One solid $3M property, or two smaller plays? One name or two? Residential for the size and the self-stay, or an investment structured for the exit? And where do commercial, industrial and HDB shophouses fit once ABSD reshapes the whole equation?

The panel walks through the real permutations: the all-in case for one strong $3M home in a central, flexible location; the dual-track play of a leveraged n ...