In this episode of The Big Question, Brook Hart of Presilium Private Wealth addresses one of the most common concerns investors face: what actually happens when markets decline.

Market downturns are inevitable. While rising markets bring optimism, headlines, and record highs, the real test of a financial plan comes when conditions reverse. Brook explains why the most important work happens long before those moments arrive… preparing portfolios and expectations so that when volatility hits, decisions remain disciplined rather than emotional.

Instead of reacting in the moment, thoughtful planning allows investors to approach downturns with clarity, strategy, and confidence. When markets fall 20% or more, the numbers matter, but the emotional response matters even more. This episode explores how preparation and process can help investors ...