In this week’s Financial Planning Friday, Jerry shares practical, values-based ways to teach kids about investing while keeping them grounded. The focus is on building strong habits: earning money before investing it, learning consistency, and understanding that long-term investing is intentionally “boring.”

Key Takeaways:

• Start with the “why,” not the “wow.” Help kids see investing as a tool for freedom, options, and security—not status.

• Tie investing to earned money. Use chores, responsibility, helping others, or summer jobs so the investing dollars connect to effort.

• Use a “parent match.” A simple matching approach (like a 401(k) match concept) reinforces consistency and disciplined saving.

• Keep investing boring on purpose. Focus on ...