Insurance claims denied explained, insurance underwriting mistakes, coverage gaps in insurance policies, and how brokers can prevent costly gaps before a claim ever happens. Daniel Ban from MFE Insurance Brokerage Services LLC breaks down how coverage gaps are created long before a claim ever happens. He explains why rushed applications, incomplete business details, and assumptions during underwriting lead directly to denied claims. From commercial insurance to niche industries like live entertainment and cannabis operations, Daniel shows how brokers must slow down, ask better questions, and fully understand the client’s operation to avoid costly mistakes. The conversation also explores how post-COVID market shifts changed client behavior, why education is now more important than speed, and how trust between broker and client is the foundation of ...