In this episode, Ben returns to the mic after a short break to dive into the ramifications of the newly enacted "Big, Beautiful Bill," a sweeping legislative package signed into law during Trump’s second term. Rather than explore the bill's political implications, Ben focuses squarely on what the bill means for law school access, student loans, scholarships, and legal education's return on investment (ROI). His central thesis is blunt: most law schools were already a poor investment, and the changes this bill brings may finally end the harmful cycle of overborrowing for underwhelming outcomes.

Ben explains that the bill eliminates Grad PLUS loans and imposes a federal borrowing cap of $50,000 per year (up to $200,000 total) for law and medical students. This effectively prevents students from using federal loans to finance overpriced, low-R ...