Temporary Trends, Permanent Consequences: The Dangers of Short-Term Thinking in Underwriting
Ironclad Underwriting Podcast by Jason L Williams PHD
Episode notes
🔍 Episode Overview:
In this episode of Ironclad Underwriting, host Jason Williams is joined by business partner Frank Patalano to discuss one of the most common (and costly) red flags in real estate investing: relying on short-term trends for long-term decisions. From unsustainable rent growth projections to unrealistic interest rate assumptions, the duo breaks down the pitfalls of over-aggressive underwriting and emotional investing. This is a must-listen for investors, underwriters, and CRE professionals navigating volatile markets with uncertain futures.
📌 Topics Covered:
âś…The trap of using peak rent growth projections (San Antonio & Phoenix case studies)
âś…How low interest rates and aggressive refi assumptions led to financial ruin
âś…Emotional investing and the illusion of pe ...Â