#InsuringIndia - A Digit Insurance Podcast

by Digit

Unlike before, understanding insurance is no longer a cumbersome task. Companies like us are focused on simplifying insurance. In fact, the endeavour is to ensure that even 15-year-old kids are able to understand policy documents. Our ultimate goal is to cut through the clutter and make insurance more accessible. Through #InsuringIndia, we aim to: A) Highlight the latest insurance trends B) Debug popular myths around insuranc ...   ...  Read more
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Podcast episodes

  • Season 1

  • Decoding Personal Accident Cover: The What, The How and The Why

    Decoding Personal Accident Cover: The What, The How and The Why

    S01 E22
    14:19

    Contrary to popular belief, accidents are quite common in India. In fact, India accounts for 11% of accident-related deaths worldwide. one of the most common form of accidents is road accidents. The number of people killed in road crashes in India touched an all-time high in 2022 with fatalities crossing 1.68 lakh, which translates to 462 deaths per day or one every three minutes. We saw 4.43 lakh people also being injured due to such road accidents. But, from an insurance point of view, what kind of coverages are available to individuals? In this brand-new episode of #InsuringIndia, we speak to Akanksha Jain, Head - Motor Product, Digit Insurance, to understand the nuances of a Personal Accident Cover, type of covers available in the market, various coverages it provides and more. Tune In!

  • Explained: Understanding IRDAI’s New Exposure Draft

    Explained: Understanding IRDAI’s New Exposure Draft

    S01 E21
    33:39

    The Insurance Regulatory and Development Authority of India (IRDAI) on December 12th, 2023, released an Exposure Draft proposing a host of changes. Among various other changes suggested is the measure proposed to increase the surrender value of non-linked policies. The 28-page document also lists down various other proposals and has requested all stakeholders to forward their comments and suggestions by 3rd January 2024. In this brand-new episode of Insuring India, we speak to Sabyasachi Sarkar, Appointed Actuary of Go Digit Life Insurance to understand what these regulations are, why it is being proposed, how it will benefit policyholders, and more! Tune in!

  • The Right Way to Buy Term Insurance

    The Right Way to Buy Term Insurance

    S01 E20
    31:30

    When we think about financially preparing ourselves for life's uncertainties, Life Insurance is probably the first thing on everyone's mind. The financial burden of an earning member of the family passing away can be immense. Term Life Cover is probably the first thing on everyone's list when one thinks of financially protecting our life. It is a pure life cover that provides only the death benefit to the policyholder's family in case of your untimely demise. In this episode of #InsuringIndia, we speak to Ashok Manwani, Vice President - Products, Go Digit Life Insurance, to understand how one should pick the right life insurance cover, how to identify the right insurer, mistakes one should avoid, and more. Tune In!

  • Switching Gears: Understanding EV Insurance

    Switching Gears: Understanding EV Insurance

    S01 E19
    28:00

    The world is slowly looking at EVs more seriously than ever and the segment is seeing a steady growth. Between June 2022 and May 2023, India saw over 13 lakh EVs being sold and in FY2022 the segment saw a growth of over 200% YoY. This brings the discussion on having a specific motor insurance product into the fore. Electric Vehicle differs a lot from an ICE vehicle and their repair costs, vehicle parts, and damages they can incur differ. In this episode of #InsuringIndia, we speak to Mayur Kacholiya, Head of Motor Product at Digit General Insurance, to understand the difference between an ICE and EV vehicle, why it’s challenging to price an EV insurance product, what are the new options available in the market, how are they priced, and more. Tune In!

  • Covering Your Furry Fam: The Need for Pet Insurance

    Covering Your Furry Fam: The Need for Pet Insurance

    S01 E18
    22:15

    Dogs are the most common pets in India, and we have the 6th largest pet dog population in the world. However, despite being pet dog owners, the awareness related to different infections, diseases, or conditions they are exposed to remains very low. Many are even unaware how expensive some of the treatments can be. On this episode with Dr Renjith, Head - Pet Insurance, Digit General Insurance, we talk about how Pet Insurance can help pet owners, what all things it entails, ways to protect our furry friends, and more. Tune in!