Is money in an IRA guaranteed? | Ep.82

Georgia Safe Retirement Planners by Georgia Safe Retirement Planners

Episode notes

In this episode, we dive into a common question: Is money in an IRA guaranteed? The short answer is no—but there are specific ways to structure an IRA that can provide some level of financial security. Join us as we explore the unique options within IRAs that offer built-in protections for your funds.

We'll cover three key products that can add stability to your retirement planning:

  1. IRA Multi-Year Guaranteed Annuities (MYGAs): These provide a fixed interest rate for a set number of years, ensuring both your principal and interest are preserved as they grow over time.
  2. IRA Fixed Index Annuities (FIAs): With these, your funds are protected from market downturns, with returns tied to an index like the S&P 500. This allows for potential growth while safeguarding against negative p ... 
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Keywords
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