In this episode, we dive into the ins and outs of annuity durations and how long different types of annuities can last. We break down the features of Deferred Annuities—whether Fixed, Fixed Index, or Variable—that provide growth opportunities through a surrender period, typically 5 to 10 years. You'll learn how Period Certain Annuities work, offering payments over a specific term like 10 or 20 years, ending payments once that period is up, regardless of the annuitant's longevity.

Ever wondered about income that lasts as long as you do? We explore Life-Only Annuities that ensure payments for a lifetime but don’t leave a balance for heirs. And for those seeking a hybrid approach, we discuss Guaranteed Lifetime Withdrawal Benefit (GLWB) options, which provide lifetime income even after account depletion, with flexible choices at the end of the ...