How long will $750k last in retirement? | Ep.22

Planning for retirement can be daunting, especially when you’re trying to figure out how long your savings will last. In this episode, we break down the options for making a $750,000 retirement portfolio work for you. First, we’ll explore the popular 4% rule, which allows for safe annual withdrawals of $30,000 to stretch your nest egg over 30 years. But is this strategy enough to cover inflation, unexpected expenses, or market downturns?

We’ll also dive into an alternative approach: Guaranteed Lifetime Withdrawal Benefits (GLWB) with annuities. This option can provide significantly higher annual income—anywhere from $50,000 to $115,000—offering guaranteed payouts for life and protection against market volatility. Whether you’re looking for peace of mind or more income in your golden years, we’ll weigh the pros and cons of both strategies to ...