Hosts: Omen Quelvog & Rob Moore Release Date: January 7 2026

• Student Loan Crisis:
  • Wage garnishment for federal student loans resumes in January
  • What “default” means (270+ days behind) and how to avoid it
  • Actionable steps for borrowers in trouble:
    1. Seek help—reach out to financial counselors, advisors, or trusted professionals
    2. Update your contact info with loan servicers
    3. Apply for income-driven repayment plans
    4. Consider consolidation
    5. Explore disability discharge options for veterans (tax-free for 100% P&T VA ratings)
    6. Last resort: loan rehab/consolidation
• New Year, New Limits:
  • Deep dive into the latest IRS contribution limits for 2026:
    1. 401(k), 403 ...